It can be traumatic enough to be involved in a Road Accident but if the person at fault for the accident turns out not to be insured to drive the vehicle or if the vehicle they are driving is stolen or even worse if the person responsible for the accident leaves the scene without providing their details, the whole incident can become even more upsetting.
Uninsured or untracked drivers can cause injuries to other drivers, passengers, cyclists, motorcyclists or pedestrians.
If the person at fault for the accident informs you that they are not insured to drive the vehicle involved but which is insured for someone else to drive, that insurance company may still be willing to deal with claims for injury compensation from an innocent party even though they do not insure the driver. This decision will be down to the discretion of the insurance company involved. If they are not willing to deal with it or if there is no insurance policy in force for the vehicle at all, the only course of action would be to make a claim through the Insurance Guarantee Fund of Liability from Car Accidents (www.epikef.gr).
In 2013 there were 3.395 requests made for uninsured vehicles while for 2014 they are estimated 2.800 requests to be made. It is estimated that in Greece there are 700.000 uninsured vehicles among which 250.000 are private cars, 320.000 motor cycles, 150.000 trucks και 1800 taxis.
The accident must have occurred however on a public road or area to which the public and their vehicles have open and unfettered access. There is a legal obligation for everyone to have insurance for their vehicles if driven on public roads. There is however no obligation to have insurance for vehicles on private roads or places. Employers must have employer's liability insurance for employees driving vehicles on their premises but there is no corresponding duty to have public liability or other insurance to cover other vehicle accidents involving members of the public or third parties on the employer's private land.
If the driver responsible for the road traffic accident has stolen the vehicle involved in the accident and is identified by the Police then any insurance policy taken out by the owner of the vehicle may compensate innocent victims of injury. This decision will be down to the discretion of the insurance company involved. If they are not willing to deal with it or if there is no insurance policy in force for the vehicle at all, the only course of action would be to make a claim through the Insurance Guarantee Fund of Liability from Car Accidents.
In 2013 in Greece 28.801 vehicles were stolen and some of them were involved in car accidents. In the same year, 874 people died due to car accidents while 14.812 were injured.
In the case of hit and run, if the Police manage to trace the driver responsible for your accident and they have a valid insurance policy in force then your personal injury compensation claim can be made as normal to the insurance company. If the Police manage to trace the driver responsible for your injury and they do not have a valid insurance policy in force, you could make a claim via the Insurance Guarantee Fund of Liability from Car Accidents through the Uninsured Driver Scheme. If the Police do not manage to trace the driver responsible for your accident at all then your only option may be to approach the Insurance Guarantee Fund of Liability from Car Accidents to see if they can help you.
Information about the Insurance Guarantee Fund of Liability from Car Accidents.
The Insurance Guarantee Fund of Liability from Car Accidents is an organization established by the Greek State which deals with claims for innocent members of the public who have been injured or had their property damaged by an uninsured or untraced driver. It is always an option to deal with the Insurance Guarantee Fund of Liability from Car Accidents directly; however, the procedure may be a complicated and lengthy one and most people prefer to have professional legal assistance with this.
Why entrust All Accidents with your case:
Our philosophy is to offer more and claim more.
Our expert partners have extensive experience in accident cases, having participated in hundreds of claims and recoveries in Athens and as well as in other cities in Greece. More about our philosophy and our experts are found at our page "The Company".
An additional asset of our medical partners is the fact that they have checked in practice and identified those external experts who apart from specialized support in a court, are able to advise or undertake the restoration of the damage. Part of the cooperation with us is the continuous advisory/monitoring of the medical evolution of the person hurt, in direct contact with the relevant physicians.
Do not agree to anything before talking to us.
Insurance companies, in their effort to minimize the compensation you deserve may try various ways of approaching you through "very friendly" intermediaries like lawyers, claim managers or social workers.
Your interests are, however, in complete contrast with theirs. Do not agree to anything unless you receive an advice from us. Our specialist will examine and propose without any commitment from your side how to support you best to maximize your satisfaction. Even if you agree formally on something and your medical condition worsens, there may be ways to re-negotiate but it will be more difficult.
In case that, due to the accident you cannot move, a partner of All Accidents can meet you on the location you will indicate, at home or at a medical or rehabilitation facility.
Whatever the cause of the accident may be, resulting in injury or even in death, you can call today at +30 210 7212175 or at +30 6983 077459 for a professional advice.
We operate under the principle of payNOfee® : there is no fee or expenses to be paid during our initial examination of your case. Actually, you can even pay us at the final settlement of your claim!! Find out more here.
All Accidents will immediately begin investigating the circumstances surrounding your accident and build a strong base for the satisfaction of your claim.